Financing
Financing
You are short on cash
Saving cash can take years of diligent saving and financial discipline, but personal loans can release much-needed funding quickly and efficiently. These loans often come with lower interest rates compared to credit cards, making them a more economical choice for those in need of immediate financial assistance. Taking out a personal loan can provide a swift solution to urgent expenses while potentially saving you money in the long run. Don’t wait on your dream home. Personal loans transfer funds into your bank account as soon as the next day. Contact us today.
Benefits of our financing
Protect your score
Checking rates won’t affect your credit score
Quick Funding
Funding in as little as 24 hours
Your Home
Zero equity
Easy Scheduling
Fixed monthly payments
Frequently Asked Questions
Hearth doesn’t provide homeowners with loans directly. Hearth connects homeowners to a network of 18 lender partners looking to connect with homeowners to finance their projects so borrowers can break their project costs into monthly payments.
There are no prepayment penalties for borrowers who find loan options through Hearth. Paying a balance sooner than later means savings for homeowners.
Interest rates can start as low as 7.99% for personal loans, but the annual percentage rate (APR) depends on credit score, debt-to-income ratio, loan amount and other factors.
Hard inquiries may occur by a lender when you apply for a loan, credit card, or mortgage. They provide the lender with a detailed report of your credit history. They may have an impact on your credit score and usually stay on your credit report for up to two years. Soft inquiries usually occur during a pre-qualification or pre-approval. They provide the lender with a high-level summary of your credit report. They do not have an impact on your credit score.
Hearth’s prequalification application does not affect your credit score. However, once a homeowner applies for a loan directly with a lender, that can produce a hard pull to their credit, depending on the lender. A hard pull may impact your credit score.
You need to remodel now?
after you apply. No long application process or hefty appraisal fees.
